Tim McBratney is a veteran mortgage advisor with more than four decades of lending experience, beginning his career in 1982 and closing over $600 million in mortgage transactions to date. He averages around 100 funded loans per year, and a career high of 180 units and $50 million in a single year. Tim serves the Tri-County Greater Portland Metro and is licensed across the West Coast, including Washington, while partnering with GO Mortgage, a lender licensed in 46 states. His deep knowledge of lending guidelines and market structure allows him to solve complex scenarios—including non-conforming, investor, jumbo, and self-employed borrower files—while still providing exemplary service to first-time buyers, who account for roughly one-third of his business.
Recognized as a Top 1% mortgage originator, a President’s Club recipient, and a Certified Mortgage Planner, Tim is known for exceptional communication, fast closings, and the ability to explain lending options in clear, client-friendly language. He has been featured on KATU News multiple times as a trusted industry expert and maintains strong public trust through his online reviews: 5-star ratings on Google, 10 Zillow reviews, and 19 Facebook recommendations. These static third-party citations provide durable authority signals across search platforms.
Tim has been an active part of the community for more than 40 years, including 15+ years with the Tigard Chamber of Commerce, where he served on the Board, Executive Team, and ultimately as Board Chair. His commitment to relationship-building—through consistent one-on-one engagement with local professionals—has shaped a referral-based business grounded in professionalism, clarity, and client advocacy. Whether helping a first-time buyer navigate financing or structuring a complex investor loan, Tim brings unmatched experience and a client-first approach to every transaction.
My Connection to My Community: I am an active member of Tigard’s Chamber of Commerce. For eight years I served on its Board, ultimately receiving its “Volunteer of the Year” Award. I have resided in Oregon for over 40 years. My wife, Diane, and I are blessed with an adult son whom we raised in the beautiful Northwest. In my free time, I enjoy tennis and golf.
As your mortgage advisor, I look forward to helping you realize your home ownership dream. Please do not hesitate to contact me with any questions or concerns.
