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Carl Heimlich

Loan Officer
NMLS #314836


With over 20 years of experience in the mortgage industry, Carl’s mission is to get you the right loan. To him it’s more than just completing the application and hoping it’s approved; he strategically thinks about how your loan process would work. “I basically underwrite the file in my head, check upfront with our underwriters on guidelines and investigate any potential roadblocks before sending in the paperwork.”

Carl is extremely knowledgeable and proactive about every pre-qualification and loan he undertakes. He believes that the most important decision you’ll make when buying property is choosing your mortgage advisor. He holds the honor of being voted a #1 Lender in the Rural Virginian’s Readers Choice Poll for the past 14 consecutive years and continues to be a top producer in the industry since 2002.

Spending much of his adult life in the Lake Monticello Community, Carl is an active member of CAAR and the Charlottesville Chamber of Commerce. He contributes to local charities like the American Heart Association, Arc of the Piedmont, and Meals on Wheels. He gives thanks every morning for his wonderful family, including his wife of over 30 years, two adult children and three canine children: a cocker spaniel named Oliver, Astro, the chocolate lab, and Max the white lab puppy who is too hefty for his own good! When Carl isn’t speeding up a home loan closing, you can find him cruising down the highway in his 2000 Corvette.