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Move Now, Save Later

Don’t let rates define your future. 

You’ve got a vision: owning a home. But high interest rates? They’re a hurdle making you second-guess. It’s not just about buying a house; it’s about making smart financial decisions. “Move Now, Save Later” offers a straightforward approach. Dive into homeownership now, and if rates shift in your favor, refinance with a $1,595 lender credit. No gimmicks, just a clear path to seize today’s opportunities while being prepared for tomorrow’s shifts. It’s about making a move with confidence, on your terms.

How it Works

Now

  • Work with your agent and our loan officer to buy a home.
  • Receive a savings voucher at closing.
  • Enjoy the perks of homeownership and start to build equity.

Later

  • Make 6 or more full payments. 
  • Monitor interest rate and reach out to your loan officer when you’d like to refinance.
  • Present your savings voucher to your loan officer at application.
  • Secure your lender credit of up to $1,595 when the loan closes.

The Move Now, Save Later promotion is available at participating Go Mortgage locations only. See the FAQ below for more information on participating locations.

Frequently Asked Questions

How long is the program valid?

Purchase your home between 11/6/2023 and 11/6/2024 and refinance by 12/31/2025.

Who can apply?

Any prospective homeowner meeting our eligibility criteria and purchasing during the promotional period.

When can I start the refinance process?

After making 6 full payments on your mortgage.

How do I get the lender credit?

Simply present your “Move Now, Save Later” savings voucher to your GO loan officer at the time of application.

Is the program available at all Go Mortgage locations?

Unfortunately, this offer is not available to customers working with our Poland-OH, Winchester-VA, Front Royal-VA, Harrisonburg-VA, Charlottesville-VA, or Tarpon Springs-FL locations

Terms & Conditions

The GO Mortgage Move Now, Save Later promotion is valid at participating locations only on purchase loans closed with Go Mortgage between 11/6/2023 – 11/6/2024. This promotion is not available at our Poland-OH, Winchester-VA, Front Royal-VA, Harrisonburg-VA, Charlottesville-VA, or Tarpon Springs-FL locations.  After 6 full payments, the borrower is eligible. After 6 full payments, the borrower is eligible to refinance the purchase loan with GO Mortgage and receive a lender credit up to $1,595 towards applicable lender fees (underwriting, application, commitment, and processing fees). The GO Mortgage refinance must be closed on or before 12/31/2025. Refinance loan is subject to underwriting and collateral approval and must be a first mortgage. Only one lender credit per property being refinanced. This lender credit is void where prohibited and is non-transferrable, subject to the terms herein, and valid on complete and closed loans only. By refinancing an existing loan, your total finance charges may be higher over the life of the loan. Some loans may be subject to prepayment penalties. Not all borrowers will qualify. This promotion may not be combined with any other offers, discounts, or promotions. This is not a commitment to lend. To claim to the credit, borrower must present their GO Mortgage Move Now, Save Later Savings Voucher at the time of application for refinance loan.