5-Day Heloc
Unlock Your Equity with a 5-Day HELOC
Fast. Flexible. Fully online. Access your home’s equity without refinancing your low-rate mortgage. With GO Mortgage’s streamlined HELOC solution, qualified borrowers can apply online in minutes and fund in as few as 5 business days.*
What is a HELOC?
A Home Equity Line of Credit (HELOC) allows homeowners to borrow against the equity they’ve built in their home. Whether you’re planning renovations, consolidating debt, or looking for financial flexibility, a HELOC can provide access to funds without replacing your current mortgage.
Is a HELOC Right for You?
A HELOC may be a good fit if you:
- Want fast access to your home’s equity with funding in as few as 5 business days*
- Have built equity in your home
- Need flexible financing for home improvements, debt consolidation, education expenses, investment opportunities and more
- Prefer a simple, fully online application experience
- Want access to cash without refinancing your existing low mortgage rate
The Process
- Apply Online: Complete a simple online application in minutes.
- Verify Information: Income, employment, and property details are reviewed digitally.
- Receive Approval: Qualified borrowers may receive approval quickly through an automated process.
- Close & Fund: Complete closing remotely with online notarization where eligible and receive funding in as few as 5 business days.*
FAQ: HELOC
Qualified borrowers may receive funding in as few as 5 business days, depending on eligibility, property requirements, loan amount, and county recording requirements.*
Loan amounts may be available up to $750,000, depending on equity, credit profile, income verification, and property qualifications.*
Yes. A HELOC allows you to access your equity without replacing your existing mortgage.
Many homeowners use HELOC funds for home improvements, debt consolidation, emergency expenses, or other large financial needs.
The application and approval process is designed to be completed digitally, including remote online notarization where eligible.
Start in Minutes. Fund in Days.
Talk with a GO Mortgage loan officer to see if a 5-Day HELOC is right for you.Disclosures
This is a brokered loan product.
*Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Three business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing.
**Bankrate data for Personal Loan, Credit Cards, and HELOC. The HELOC product requires the customer to pledge their home as collateral, and the customer could lose their home if they fail to repay.